Planning for Financial Aid, planning for success!

The Office of Financial Aid is committed to each student’s success and would like to encourage students to utilize all available resources in the process of managing their financial affairs and planning for the future. We invite students to explore our comprehensive listing of links, resources, and planning tools, and contact us if you have questions. Anytime you need assistance, remember our door is always open.

Cash Course is your guide to making informed financial choices. The site provides tool and resources covering a wide range of topics such as protecting credit, preventing identity theft, budgeting, financial planning, and managing debt. Get prepared for whatever life has in store. Register for a free account, and take charge of your money.

USA Funds Life Skills
You now have access to USA Funds Life Skills, a free online learning program that offers you advice for managing your time and money wisely while in school. This is a requirement for students going through the appeal process. Go to the following link: USA Funds Life Skills

Salt helps you plan for, and repay the cost of your degree while preparing you for a successful financial future.

Student should use a “common-sense” approach to maintaining a healthy credit report. One of the most important thing you can do is to pay your bills on time. When possible, use cash or debit cards, and keep credit balances low. Don’t close old credit accounts, and don’t open new ones. Keep borrowing to a minimum, and always budget funds carefully. This will help students manage their credit history and credit score.

In addition, students should make a habit of monitoring their credit report. By law, you are entitled to one free copy of your report every year from each of the three credit reporting agencies. You can choose to access all three reports at once, or place three separate requests throughout a given year. Reports may be requested at

Public Service Loan Forgiveness
In 2007, Congress created the Public Service Loan Forgiveness Program to encourage individuals to enter and continue to work full-time in public service jobs. Under this program, borrowers may qualify for forgiveness of the remaining balance due on their eligible federal student loans after they have made 120 payments on those loans under certain repayment plans while employed full time by certain public service employers. For more information, please review the PSLF Fact Sheet.


National Health Service Corps Loan Repayment Programs
The NHSC offers three loan repayment options for primary care providers who work at approved community sites.


Indian Health Service Loan Repayment Program
The Indian Health Service (IHS) Loan Repayment Program (LRP) offers health professionals the opportunity to pay off qualified student loans while assisting the IHS in meeting the staffing needs of Indian health programs. The LRP awards loan repayment to health professionals practicing in specific health profession disciplines who are willing to commit to an initial two-year service obligation while working in health facilities serving American Indian and Alaska Native communities.


National Institutes of Health Loan Repayment Programs
NIH offers loan repayment programs to outstanding health professionals who choose to pursue careers in biomedical, behavioral, social, and clinical research. If you commit at least two years to conducting qualified research funded by a domestic nonprofit organization or U.S. federal, state, or local government entity, NIH may repay up to $35,000 of your qualified student loan debt per year, including most undergraduate, graduate, and medical school loans.


State Loan Forgiveness/Repayment Programs
State governments often provide loan repayment programs as an incentive for service. The Association of American Medical Colleges (AAMC) provides an excellent resource for obtaining information on these programs. In addition, the NHSC provides a chart which shows all states that participate in their State Loan Repayment Program.


Military Health Professions Loan Repayment Program
The HPLRP is available from some branches of the US military. For terms and conditions, please contact a service branch representative.